A place for discussion about skinning and design. Before posting questions here you should review the documentation about creating skins.
It seems like most of my problem is that the font color and a white back ground do not mix. I need to be able to change one or the other. Here is a link to the Forum. http://www.whybaptist.com/Forums/Thread.aspx?pageid=269&mid=360&ItemID=15&thread=4
For your issue, add "color: #000;" to the .postright, .posttopic and .forumpostheader selectors in the styleforum.css file.
You may also want to change the width of .postwrapper from 99% to 890px.
I am not sure what is going on with your skin. You mentioned you have CSS caching turned off, where did you set this?
In general, the things you have asked for aren't usually a problem to accomplish. I think we may have a communication struggle going on here. Can you at least take screen shots of the problems and then post them to a public server somewhere (maybe http://imageshack.us)?